August 19th, 2007 at 07:09 am
Hi, everyone. I just read the following about Capital One on an email newsletter I get. If this is true, it is a big boon for those of us who have Capital One credit cards.
Aug 15, 2007 -- Capital One gets a pat on the back from Clark
For the last few years, Clark has trashed Capital One -- one of the nation's largest credit card issuers and the purveyors of those memorable "What's in Your Wallet?" commercials that people either love or hate. Well, today the company gets some praise from Clark because it's agreed to change a policy about how it reports your information to the credit bureaus. In the past, Capital One would not report how much of your credit limit you were using. That way it always looked like you maxed out 100 percent of your credit, effectively destroying your score. According to Clark, this was an intentional move on Capital One's part because they wanted to hurt your credit and prevent other companies from poaching their customers. ...
Read the rest at http://clarkhoward.com/shownotes/category/7/40
August 12th, 2007 at 03:08 pm
A few people have posted comments wanting to know about survey sites. I participate in quite a few. Mostly, I seem to get checks or paypal deposits of amounts like $5 or $10 here and there. One time I had enough Harris Poll points build up to request a Samsonite laptop case for my laptop computer. It is probably worth at least $40 and I did not have a laptop case before, so I was very happy. Someone I supervise at work won a vacation from one survey company.
I have heard nay-sayers say that it takes a lot of time to do surveys. The truth is that most surveys I do take 5-10 minutes of my time that I do in the process of reading my email or postal mail. Others says that it's a waste of time and that you can never make money doing surveys. It is true that unless a survey entitles you to a contest entry for a lot of money, you probably won't make a lot of money.
Small amounts of money here and there doesn't seem like it would make a lot of difference, but that is money you can put into paying off debt, saving for a future expense, or putting into your retirement.
I participate in surveys at several companies, including Survey Savvy, NFO, NPDOR, Lightspeed, Global Test Market, Opinion Outpost, and E-Poll. Some of them have referral programs, which benefits me and the person I refer. Send me a message with your email and I will send you referrals.
Oh, if any of you knows where there is a banner of Pinecone, please let me know. I would really like to be on that list. I have heard that all of Pinecone's surveys pay and better than any I am on right now.