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Archive for February, 2016

52 Week Challenge Progress

February 28th, 2016 at 03:38 am

Old 52 Week Challenge Balance: $835.14

Pinecone deposit paid to cc #1 $3.00
Spent pocket change on part of grocery bill, so I am making matching payment to cc #1 $7.00

New 52 Week Challenge Balance $845.14

Tuesday is my husband's monthly payday, so he will be making a payment to cc #1 also. I will also get a deposit from mrrebates for almost $11.00 that I will send directly to cc #1.

Woo-hoo! It just keeps rollin' on in!

Another Payday and 52 Week Challenge Progress

February 26th, 2016 at 01:07 am

Hi, everyone. I get paid again tomorrow, so I have already allocated funds to go to savings, debt, and bills. My retirement comes out of my pay before I see it.

Old 52 Week Challenge Balance $678.14

Deposit to Car Savings $20.00
Deposit to Regular Savings $40.00
Deposit to House Savings $20.00
Deposit to Professional Savings $20.00
Deposit to HVAC savings (eventual replacement) $3.00
Deposit to AAA/property tax savings $4.00
cc #1 payment $50.00

New 52 Week Challenge Balance $835.14

I found a penny in my desk at work today. I will use it to pay part of my grocery bill Saturday.

I am going to do a pantry challenge, as I think I have been spending too much on food and need to scale back to pay more on debt. I have been really busy and stressed out with a big project at work, the biggest part of which will not end until about the beginning of April. In an effort to keep myself sane, I need to get out of my building at lunch and think about something else. I need to find a way to do that involves buying less stuff when I do it. I can't do the usually obvious things like bringing a sandwich or some kind of pasta/rice dish from home, as I can't eat grains. I think I will try to do something like buying a vegetarian salad and taking a package of tuna and some fruit with me. That makes my salad at least $1.00 cheaper. I can also use my fountain card (I already do most of the time). This strategy should help me to still say sane and get a break from work while also not breaking my budget. Big Grin

52 Week Challenge Progress

February 19th, 2016 at 11:23 pm

Hi, everyone. I have been using my fountain card more this work and thus, saving even more money, so I am sending more to cc #1 just because I can. I love that.

Old 52 Week Challenge Balance $673.14

cc #1 extra payment $5.00

New 52 Week Challenge Balance $678.14

Woo-HOO!

Tomorrow, I will be using some pocket change to pay for part of my grocery bill. I will send an amount equal to that to cc #1. I have no idea how much it is. I love playing these games.

Item #5 on my goals list is well under way. I have been growing kale and green onions all winter and they are still growing. I had arugula and lettuce for awhile, too, but eventually, they died. Too cold, I guess. Right now, I have more seeds on my back porch being warmed by a warming device usually used for keeping lizards warm, but it was the best thing I could find for sprouting seeds. It seems to work well, as I already have calendula and bee balm (both herbs) sprouting. I also have tomato seeds, but no sprouts yet.

Payday and 52 Week Challenge Progress

February 12th, 2016 at 05:01 am

Hi, everyone. I get paid tomorrow, so I am bringing my numbers up to date here.

Old 52 Week Challenge Balance: $673.14


cc #1 extra payment from tax refund $465.86

cc #1 extra payment from pinecone deposit $3.00

deposit to slush $20.00

regular savings deposit $40.00

car savings deposit $20.00

house savings deposit $20.00

HVAC savings deposit $2.00

AAA/car tax savings $3.00


New 52 Week Challenge Balance: $1247.00

WOO-HOO!

I think this will bring cc #1 balance to $3716.54. That's a lot lower than it has been in a long time.

I also cashed in my rebates at mrrebates. It was almost $11.00. I will get it at the beginning of March and count it towards the challenge then.



Almost 52 Week Challenge

February 8th, 2016 at 08:34 pm

Hi, everyone.

My federal return of $1095 is pending in my checking account right now. Woo-hoo!

I already spent my $137.00 state return on my car repair bill, so I still have $629.14 left to pay on that bill out of that return.

With the remaining $465.86 of the return, I will make a large payment to cc #1.

I will post updates soon.

52 Week Challenge Progress

February 5th, 2016 at 02:36 am

I sent an extra $5.00 to cc #1 today.

Old 52 Week Challenge Balance: $668.14

Extra payment to cc #1 $5.00

New 52 Week Challenge Balance: $673.14

Not 52 Week Challenge.... Yet

February 5th, 2016 at 02:32 am

Hi, everyone.

I got my state tax refund yesterday. Today, I sent that amount to cc #2 as a payment for the anticipated car repair. I should get my federal refund in a few weeks. I will apply part of it to the rest of the car repair cost. The rest will go towards cc #1 debt. So, that portion will be part of the 52 Week Challenge.

52 Week Challenge Progress

February 2nd, 2016 at 02:03 am

Hi, everybody.

I got another Pinecone deposit today, so I sent that $3.00 directly to cc #1. My husband also made his payment to cc #1 today.

Prior 52 Week Challenge Balance: $598.44

Pinecone Deposit $3.00
DH's payment to cc #1 $66.70

New 52 Week Challenge Balance: $668.14