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Archive for July, 2015

52 Week Challenge Progress, Payday, and Other Stuff

July 30th, 2015 at 06:46 pm

Hi, everybody. Well, it seems I have only about $243.00 left of the reimbursement and my husband and I have chosen to use it for both of us to go see a new doctor in town.

Tomorrow, I get paid and so here is my update of the 52 Week Challenge. As always, more money is going to debt, savings, and retirement.

Old 52 Week Challenge Balance: $3392.66

Car Savings $20.00
House Savings $20.00
Regular Savings $40.00
Slush Deposit $20.00
cc #1 payment $77.45

New 52 Week Challenge Balance: $3570.11

52 Week Challenge Progress and Something Funny For Trekkies Out There

July 28th, 2015 at 05:57 pm

Hi, everyone. In the mail today, I got something I had actually forgotten all about, a rebate check for Dickinson's astringent for $4.99. I have already deposited it and authorized payment to cc #1. This brings my 52 Week Challenge Balance to $3302.66. Woo-Hoo!

And now for something to give you a giggle, especially if you are a Star Trek fan. This shot came from an original Star Trek series episode called "The Trouble with Tribbles" that aired in 1967.




52 Week Challenge Progress

July 27th, 2015 at 06:11 pm

Hi, everyone. I got a survey deposit from Pinecone. I will pay it directly to cc #1.

Prior 52 Week Challenge Balance: $3382.67

Pinecone Survey Deposit $5.00

New 52 Week Challenge Balance: $3387.67

More 52 Week Challenge Progress

July 24th, 2015 at 01:57 pm

Okay. I have been disbursing more of my reimbursement money, so at the bottom is an update of everything I have done so far.

Specifically what's changed is:

$50.00 cc #1 payment

$50.00 another $50 on trip out of town next week

$100.00 slush money redirected towards door bell installation

$82.63 from the other things I have not thought of category (money I spent purchasing a doorbell, transformer, and doorbell button at Home Depot)

Total done yesterday and today is $282.63 .



1118 REGULAR REIMBURSEMENT FUNDS
-50 part of trip out of town (DONE!!!)
-60 house savings (1/2 DONE!!)
-60 car savings (1/2 DONE!!)
-100 regular savings
-200 yard light/doorbell installation allocation (DONE!!!)
-100 cc #1 (DONE!!!)
-75 escrow (-20 TOWARDS THIS SO FAR!!)
-40 fun money
-100 extra slush (redirected towards yard light/doorbell) (DONE!!!)
-283 other that I have not thought of ($82.63 of this spent on buying new door bell at Home Depot)
0


This brings my 52 Week Challenge Balance up a little bit to $3382.67.

52 Week Challenge Progress

July 22nd, 2015 at 04:33 am

So, if you recall in my last financial post, I still had $58.00 of my $500.00 reimbursement left. Well, today I sent that to cc #1.

Also, I finally got the second part of my reimbursement in that amount of $1118.62. I have already sent $80.00 total to house, car, and escrow savings. I have also allocated $200.00 for the yard light and doorbell replacement.

$1118.62
-50 1/2 of trip to fayetteville
-60 house savings (1/2 DONE!!)
-60 car savings (1/2 DONE!!)
-100 regular savings
-200 yard light/doorbell (DONE!!!)
-100 cc #1
-75 escrow ($20 TOWARDS THIS SO FAR!!)
-40 fun money
-100 extra slush
-283 other that I have not thought of
0

Old 52 Week Challenge Balance: $2885.25

$80.00 Savings Deposits
$58.00 cc #1 payment
$200.00 set aside for home repairs/maintenance

New 52 Week Challenge Balance: $3223.25

Something Funny I Saw Posted Online

July 21st, 2015 at 03:23 pm

Hi, everyone. Here's an amusing typo in a headline from a news story I saw online:



52 Week Challenge Progress

July 20th, 2015 at 04:38 pm

Hi, everyone. So far, I have only received $500.00 of my total conference reimbursement (it comes from 2 different places). I had a lower balance on cc #2 that what I thought, so I have adjusted my original plan as follows.

$500.00 Total Reimbursement Part 1

$192.00 cc #2 payment (the balance is now $0!)
$ 50.00 cc #1 payment
$100.00 yard light allocation
$100.00 trip out of town at end of month allocation

So, with all of that, here is the update to my 52 Week Challenge Balance:

Prior Balance: $2443.25

Payments and Set Asides: $442.00

New 52 Week Challenge Balance: $2885.25


I still have $58.00 left out of the $500.00 after all that. I think I may put it on cc #1 because it really needs to be paid down.

This is me right now. I'm so excited!! And this is only the beginning. I have about $1100.00 coming probably tomorrow to spend on debt, savings, etc.

Click on this video of the Pointer Sisters to see just how excited I am to pay off debt and allocate funds for things that I really need.

https://youtu.be/YwKRM_835uk

52 Week Challenge Progress

July 18th, 2015 at 03:19 pm

Hi, everyone. The first part of my conference reimbursement just came by mail today. Here is my plan for how to spend it. I have already paid all but about $300.00 of the costs from the conference trip charged to cc #2 with funds I already had saved over the last year from regular deposits, survey payments, etc., so after paying off the $300.00, the rest is gravy. One of the things I want to do is set aside some funds to replace our yard light which is currently using a mercury light and lots of kilowatts, making our electric bills higher unnecessarily.

$500 Total Reimbursement

-$100 1/2 of funds for out of trip at the end of the month

-$300 cc #2 payment

-$100 yard light allocation

0

52 Week Challenge Progress

July 17th, 2015 at 06:49 pm

Hi, everyone. I got paid again today, so more money went to credit card debt, savings, and retirement.

Prior 52 Week Challenge Balance: $2343.25

Regular Savings Deposit $40.00
cc #1 payment $40.00
slush $20.00

New 52 Week Challenge Balance: $2443.25

I will put more money into slush and credit card tomorrow.

Mortgage is Down!

July 13th, 2015 at 05:12 pm

Hey, everyone. My mortgage is down to $66,187.11. Woo-hoo! We have been paying the amount that we would have to pay if it were a late payment for about 4 years now and it has made a real difference in the balance. Some day, I would like to increase it, but this is management and affordable now.

I should be getting my conference reimbursement (a total of over $1600!) in the next few days and will disburse it when I get it. I have paid all but about $200 of the total trip cost on cc #2 out of money that I set aside through survey checks, rebates, and regular savings deposits. That money is a separate account than regular savings so that I don't affect other savings needs.

52 Week Challenge Progress

July 8th, 2015 at 06:24 pm

Well, this month is a three paycheck month for me, so Yay! I have a little extra money and the only thing I have to buy for the next is groceries. So, I sent an extra $60.00 to cc#1. I also put $80.00 into slush.

Old 52 Week Challenge Balance: $2203.25

cc #1 $60.00
Slush deposit $80.00

New 52 Week Challenge Balance: $2343.25

Payday, 52 Week Challenge, and Other News

July 2nd, 2015 at 07:00 pm

Hi, everyone. Well, today was payday (I am usually paid on Fridays, but tomorrow is a holiday), so more money went to savings, debt, and retirement. Also, last Wednesday, I left on my conference trip and returned on Tuesday night. After returning, I also claimed my travel rewards on cc #2 which I used for the trip. After claiming the travel reward, I emptied out my professional account, as shown on the left to pay most of the rest of the bill. That amount covers almost everything, including what I spent on fun stuff, food, hotel, airfare, subway fare, and my share of the rental car. I will also get a reimbursement check from my employer. I am not sure of the amount yet, but in general, I plan to pay off a large amount on cc #1, put money into regular savings and house savings, and also have a outside yard light replaced with something more energy efficient. That is as specific as I can get until I know the exact amount. It may seem counter-intuitive to save my own money to pay off the purchase when I know I will get reimbursed for some of it, but the truth is the amount I get back is only guaranteed up to $500 per year for out of state travel, so I have to save some of my own money also.

Prior 52 Week Challenge Balance: $2095.25

Regular Savings Deposit: $40.00
House Savings Deposit: $20.00
Car Savings Deposit: $20.00
Travel rewards from going on conference trip $28.00

New 52 Week Challenge Balance: $2203.25

I am not counting the amount I paid out of the professional savings to cc #2 in the challenge because I already counted it. However, I will count the reimbursement once I receive it.

One more cool thing that happened recently was on the day I was returning from my conference, my husband who stayed home was supervising the installation of 3 new windows in our home.