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Archive for June, 2016

52 Week Challenge ... Credit Card Balance ... Ugh!

June 28th, 2016 at 10:59 pm

Hi, everyone. My credit card payment came due again on Friday and despite all the hard work I did at paying a good off, about $30.00 in finance charges were added. It's not even close to maxxed out. I think I need to verify the interest rate, because it's supposed to 12.9%, so the interest amount seems high. This interest brings the balance to $3157.00. Ugh!!!

Anyway, I recently got a Pinecone check of $3.00, so I sent it directly to cc #1.

Old 52 Week Challenge Balance $2364.23

$3.00 Pinecone payment applied to cc #1

New 52 Week Challenge Balance: $2367.23


After the payment, the cc #1 balance is $3154.00.

I should add to the above that no recent purchases were made to cc #1 which did not get immediately paid for.

Payday and the 52 Week Challenge

June 17th, 2016 at 12:40 am

Hi, everyone. I get paid tomorrow, so I am sending more money to savings, debt, and retirement.

Old 52 Week Challenge: $2229.23

$40.00 regular savings deposit
$20.00 car savings deposit
$20.00 house savings deposit
$5.00 hvac savings deposit
$5.00 medical savings deposit
$5.00 tax/aaa savings deposit
$5.00 tax prep savings deposit
$5.00 escrow savings deposit
$50.00 cc #1 payment
$20.00 xfer to cc #1 from last payday's slush

New 52 Week Challenge: $2364.23

This brings cc #1 down to $3123.75!!! Big Grin

More Snowflakes for the 52 Week Challenge

June 9th, 2016 at 12:44 am

Old 52 Week Challenge Balance: $2224.23

payment to cc #1 $5.00

New 52 Week Challenge Balance: $3193.75

More Snowflakes for the 52 Week Challenge

June 6th, 2016 at 02:04 pm

Hi, everyone. I am celebrating here today! CC #1 balance is under $3200! Woo-hoo!

Old 52 Week Challenge Balance: $2221.23

$3.00 Pinecone check

New 52 Week Challenge Balance: $2224.23

New cc #1 balance: $3198.75

More Snowflakes for the 52 Week Challenge

June 4th, 2016 at 06:14 pm

Hi, everyone. I sent $20.00 to cc #1. This brings to cc #1 balance to $3201.75.

Old 52 Week Challenge Balance: $2201.23

$20.00 payment

New 52 Week Challenge Balance: $2221.23

More Snowflakes for the 52 Week Challenge

June 3rd, 2016 at 10:55 pm

Hi, everyone. I used cc #2 recently to buy something and got 1.5% cash back. Woo-Hoo! I have already requested a credit to the account to help pay off the balance that is there.

Old 52 Week Challenge Balance: $2198.63

$2.60 rewards from cc #2

New 52 Week Challenge Balance: $2201.23

Payday, Snowfalkes, and the 52 Week Challenge

June 2nd, 2016 at 11:58 pm

Hi, everyone. I get paid tomorrow and so more money is going to savings, retirement, and debt.

Old 52 Week Challenge: $2041.93

Regular Savings Deposit $40.00
Car Savings Deposit $20.00
House Savings Deposit $20.00
Medical Savings Deposit $1.00
Tax/AAA Membership Savings Deposit $1.00
Tax Prep Savings Deposit $3.00
Escrow Savings Deposit $5.00
DH's payment to cc #1 $66.70

New 52 Week Challenge: $2198.63

This brings cc #1 balance to $3221.75.

I have a Pinecone deposit coming in a day or two. I will send it directly to cc #1 when I get it.