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Archive for September, 2011

NSD Today and Making a Roast

September 25th, 2011 at 01:44 pm

I don't especially seek out no spend days, but when they happen, I do celebrate. I am trying to trim our expenses where it is possible in order to save more to buy a replacement car. I don't want to go into debt to buy a car, unless necessary. I am also trying to get the credit card paid down. I would not mind using it for every day expenses and paying it off immediately, but I am not that disciplined yet.

Yesterday, I was at the grocery store wondering what to buy to eat. My hubby is a little picky and whiny. He grumbles about "how I never fix anything different" but is not specific about what he wants. So, it's like finding a needle in a haystack. Anyway, I saw this top round roast (2.09 pounds) for $2.99 a pound on sale. What a bargain! I thought I could cook it in the oven first and eat probably about 1/3 of it with some cooked cabbage and green beans. Then, we could eat some on sandwiches. Any small amounts left over we could toss into omelets or stir fry. Yum. I can't wait until the roast is done. I can already smell garlic all over the house.

This coming Thursday I am supposed to show up for jury duty, but I hope I don't have to go. I won't know until the night before on that, though. It is a big inconvenience for me to POSSIBLY be gone from work for a day but not to know whether I really will be or not. I know it is my duty to serve, but I think they ought to be able to organize it better than this. Arrgh!

Need a New Toilet

September 14th, 2011 at 12:31 pm

For those of you who saw an earlier entry I wrote, we were having trouble with the toilet running all the time. We replaced the black bubble thing with the copper tubing on the end. Sorry, I don't know the correct term, but that's what we were told was causing the problem. It sort of helped, but the toilet still runs to some extent. We think we need a new toilet and the hubster thinks we should be able to get a decent one with some water saving ability for around $100 or thereabouts. Upon looking at Homedepot.com for just a guesstimate on this, the cheapest ones I could find were around $200 and go up to nearly $600. Ouch! For those of you who have bought new toilets, is this normal?

Plan for Third Paycheck in September

September 4th, 2011 at 05:07 pm

I get paid every two weeks. Two months out of every year, I have 3 paychecks in a month. With September, I have 3 paychecks. I am planning now what I plan to do with it.

$1228.12 (total amount of paycheck)
-20 mortgage extra payment
-60 emergency savings deposit I am changing this one to 100
-50 car account I am changing this one to 100
-50 house account
-20 towards chest freezer
-50 water bill
-200 groceries
-40 stock up on staple grocery items
-100 credit card pmt
-50 towards eyeglasses I am changing this to 75
628.12

I am not sure what to do with the rest, but I think this is a good start. Per the ads on Home Depot, I will need around $700 for a chest freezer, so this is just a mere start. I will likely need around $150-$175 for new eyeglasses.

Update on 9-5-2011: I have updated a few numbers above and added one. I changed the eyeglasses one, because I really need new eyeglasses. Mine are falling apart. I already have $63.00 set aside for this and will set aside $50.00 more on September 16th. After that, I only need probably $25.00 more than originally allocated to get a new pair. I also decided to stock up on some staple grocery items, such as canned tomatoes, dried beans, bread, toilet paper, spices, and paper towels. I may also add another category to stock up on some health supplements, but will need to check my supply first. But before doing any of this, I will make sure ALL bills get paid first.