Hi, everyone. Thank you so much for the suggestions. I will implement some of them right away. As for being in the army and doing for my country, well I didn't. My husband was not injured in any war. He had a bone tumor in his leg, which necessitated surgery that made it so he could no longer lift more than 30 pounds. I married him almost 20 years after that surgery occurred.

$2218 is my net income. I know when I add up all these expenses, it seems like I have about $500 left over, but when it comes right down to it, I sometimes have about $20 left right before my paycheck. That's why I am really trying to pay attention to where the money goes. No more elusive atm withdrawals where you say "what did I use that money for?" I will use checks and debit card only so I can track exactly where it went.

Our electricity bill is very high this month. It was even higher, $219, last month. We have done everything to get it down. We bought CFLs for almost every light in the house. We bought a programmable thermostat and some kind of film to put over the windows that filters out heat and light. I went to the laundramat to dry clothes because the dryer was heating the house up. And we decreased the amount of cooking we did. After all that, the bill only went down $6. I was pissed. Well, I guess in another month or so, I will be crabby about the gas bill.

The groceries are high, too, and I am doing everything I can to keep it down. I am using coupons and intentionally looking for meat and stuff on sale. But, I really think is a lot more expensive than it used to be.

I will call the credit card company about the rate. My husband doesn't think Capital One, our company, will lower the rate because they are notorious for having inflated rates anyway.

This picture says pretty much what my mood is today. I feel like the computer and the world is peeing on me. Oh well, another day, and only $1.06 spent. Woo-hee!