Hi, everyone. Things are definitely looking up compared to this time last month. I have one small medical bill completely paid off and another one with only one payment left. While things still are not very good and I am already overspent on my food for this pay period, it is a lot better. I feel much more in control of my life since I downloaded a budgeting spreadsheet from the internet and am using it to keep track of the budgeted amount and compare it to the actual amount spent.
I started my own savings jar, or what I call a squirrel. Every day, I dump my change into this little bank that is shaped like a crayon. I bought the bank at a community bazaar that was being held at a local mall. (I wasn't there to spend money. I am on the Friends of the Library board and was helping raise money for the organization by selling books.) On Saturday, I will take the bank full of money to the bank and deposit it to my checking. When the deposit clears, I will go online and make an online payment for an equal amount to the credit card. It's only been about a week and I already have over $10 in it.
A lot of my stress was relieved when I paid a $94.00 electric bill instead of the $213 that I paid last month. This was all due to signing up for the equal payment plan at my electric utility company.
Oh, the funny photo has nothing to do with my blog, but I like it and think it is funny.
Things are Looking Up!
October 12th, 2006 at 08:19 pm