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Applied for Different Credit Card

November 10th, 2006 at 05:16 pm

Hi, everyone.
Well, I got fed up with Capital One's 18.5% interest on my credit card and also a $19 fee every year. I applied for a different one with Bank of America American Express that has 0% for 12 months on balance transfers. After 12 months, the rate goes to 7.9%. I haven't gotten the card in the mail, yet, but I feel really good about this. I also did a balance transfer from my old card. With the interest rate being much lower, I can pay this off in no time!

Posted in Savings Game, | 4 Comments »

4 Responses to “Applied for Different Credit Card”

  1. janh Says:
    November 10th, 2006 at 05:18 pm 1163179123
    1163179123

    I, too, am getting fed up with high rate cards. Those are going to be GONE eventually. I want the credit companies to have to beg me and give me low rates to use them instead of piling any ole rate on me!

  2. PRICEPLUS Says:
    November 10th, 2006 at 05:20 pm 1163179224
    1163179224

    It is important that they need you as a customer. Cards area commodity product. Fight for the best deal if you must use them!

  3. tinapbeana Says:
    November 10th, 2006 at 06:46 pm 1163184375
    1163184375

    i feel your pain, jan! i don't like the CC companies, but i really want them to like me!!! jeez, it's like being in high school, ain't it?!?

  4. Amber Says:
    November 10th, 2006 at 10:57 pm 1163199465
    1163199465

    I know what you mean, I just closed a card with a high interest and annaul fee...good luck on the new card

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