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Got Paid Again, More Debt Paid, and Other Stuff in My World

November 12th, 2011 at 07:03 pm

Well, I got paid again. The gas, electric, credit card, and car insurance have all been paid for. I have also allocated for 1/2 of the mortgage. Those are all the bills I have due until next payday. Because of the upcoming holiday, my next payday will be 11/23 instead of 11/25. I have also bought groceries, health supplements, put money aside for replacing my car, and got the gutters cleaned out. You might also notice that my regular savings balance is not going up. That is because after my balance broke $1000, I started sending that money to the credit card instead of keeping it in savings. I am planning on allocating a total of $160.00 per month between my normal payment out of checking and the reallocated savings deposit towards paying off the credit card then starting putting money into savings again. My tentative schedule shows the target payoff date as next October. While I would like to allocate all extra money to the credit card, I also absolutely have to set aside money to replace the card in the next couple of years, as it has several things wrong with it. Most are some minor and just annoying, but the big one is that the heating/ac switch does not work right. Our mechanic said he could replace the switch, but Pontiac does not make them anymore and he was not able to find one from a salvage yard. He manually switched us over from cooling to heat, so we will be good until it gets warm next summer when we could try again to replace the switch. We would like to get a new car or certified preowned car and have the money set aside be equal to at least 1/2 the cost of the car. I don't want us to be locked into huge car payments, so I am doing my best to come up with as much as possible.

I did pretty well with my paleo challenge last week. I ate oatmeal one time when I sort of woke up late and didn't have time to make any eggs. Oh, well, I will do better this next week. I feel really amazing and have a lot more energy. Since I have been eating gluten free for over a year, it was not that big of a challenge. I just eliminated oatmeal, bread, and crackers. Apparently, brown, wild rice is okay in small amounts, though.

Here are my meals for next week:

1) Meatloaf - 2 meals

2) Top Round Roast - 3 meals

3) Eggs and Ham, Smoothie with almond milk, cocoa, stevia, flaxseeds, banana - 3 meals

4) Almond Butter on an Apple, Carrots, Trail Mix - 1 meal

5) Beef Stew w/ onions, carrots, mushrooms - 3 meals

6) Chicken Soup w/ brown rice, Rice, Onions - 3 meals

7) Green Salad w/ chicken, Avocado, Tomato - 3 meals 1 Done Tonight

8) Chicken Leg Quarter, Steamed Veggies - 3 meals

1 Responses to “Got Paid Again, More Debt Paid, and Other Stuff in My World”

  1. Jerry Says:

    It's nice when you can just bang out the gas, electric, credit card, and car insurance at once like that and get them off the docket. It leads to a little less stress once those are out of the way (especially the car insurance, since I liked to pay it twice per year back when we had wheels). Nice job on the paleo challenge!
    Jerry

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