I think Liz Pulliam Weston on MSN is terrific. In her finance articles, she hits the nail right on the head and tells it like it is. My husband and I have been thinking about buying a home, because "this is the time to buy." The real estate agent has been showing us one house after another. They all seem to have good, and bad, qualities. But one overriding issue seems to always get in the way that I can't seem to get across to my dh. We have been pre-qualified for a no-down payment loan and the closing costs and inspection fees can be included in the loan. However, we need a few hundred dollars in earnest money. I keep asking him why we are even going to look at a certain house when we don't yet have it. It may take me months to save up for it, and even after that, I want to save up for moving costs and at least one month's house payment. I can almost feel the real estate agent getting a little annoyed that she has shown us at least 20 houses, any one of which could come close to meeting our needs, and 2 of which are exactly what we specified. My dh doesn't seem to think ahead about these things. Here is a link to an article on MSN about wrong reasons to buy a home.