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Home > Archive: November, 2015
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Archive for November, 2015
November 26th, 2015 at 05:00 pm
Hi, everyone. I just want to wish Happy Thanksgiving to all of you and hope that you are having a restful, stress free day.
I finally got $5.00 more from Pinecone, so that went straight to cc #1.
Also, I have been doing pretty well with the fountain card, so I sent $2.00 to cc #1.
Old 52 Week Challenge Balance: $5364.68
Pinecone $5.00
fountain card savings $2.00
New 52 Week Challenge Balance: $5371.68
Posted in
Goals,
Found Money,
Debt Payoff Challenge,
52 Week Challenge
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2 Comments »
November 25th, 2015 at 05:43 pm
Hey, neighbors! I just got my updated mortgage statement and my balance is down to $65,559.74! That's a difference of $312.91, including my extra principle payment of $34.32.
Old 52 Week Challenge Balance: $5051.77
Mortgage Balance Difference: $312.91
New 52 Week Challenge Balance: $5364.68
Posted in
Goals,
Debt Payoff Challenge,
52 Week Challenge
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1 Comments »
November 21st, 2015 at 03:18 am
Hi, everyone. I got paid today and so more money went to debt, savings, and retirement. I am doing so much better than I ever dreamed I would on this challenge. For the first time in well over a year, the regular savings account is over $1,000.00. Woo-hoo! I have worked really hard to get it there.
Prior 52 Week Challenge Balance: $4919.02
$40.00 Regular Savings Deposit
$20.00 Slush Deposit
$22.75 cc #2 Payment (made a purchase on the card - this brings the balance to $0)
$50.00 cc #1 Payment
New 52 Week Challenge Balance: $5051.77
I have also been stocking up on some foods that we use a lot when I see them on sale. This has helped me to level out the grocery budget better. I have also had good success with the fountain card this week. I will likely be making another $5.00 payment to cc #1 next week.
Posted in
Savings Game,
Goals,
Debt Payoff Challenge,
52 Week Challenge
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4 Comments »
November 17th, 2015 at 03:04 am
Hi, everyone.
I just cashed in some more survey points and rebates that will come to fruition soon.
I cashed in my rebates at mrrebates dot com for $11.97. I will get that at the end of the month.
I cashed in my survey points at epoll for $5.00.
I will probably be able to cashed in points at pinecone for another $5.00.
This will all make additional payments totalling $21.97 to cc #1.
Posted in
Goals,
Found Money,
Debt Payoff Challenge,
52 Week Challenge
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1 Comments »
November 12th, 2015 at 02:39 am
Hi, everyone.
I figure I have saved at least $2.00 this week by using my fountain card and making my own tea. So, $2.00 is now on its way to cc #1.
Prior 52 Week Challenge Balance: $4917.02
$2.00 extra payment
New 52 Week Challenge Balance: $4919.02
New cc #1 Balance: $4408.00
Posted in
Goals,
Debt Payoff Challenge,
Food Challenge,
52 Week Challenge
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2 Comments »
November 6th, 2015 at 01:34 am
Hi, everyone.
My 52 Week Challenge is going great, better than I ever even dreamed. I feel so blessed. With Thanksgiving coming up, I feel that I should recognize that I am blessed with, among other things, 1) good health, 2) finances in good shape and improving, 3) friends, family, and a husband who all love me, and 4) a good job.
Old 52 Week Challenge Balance: $4727.02
$40.00 Regular Savings Deposit
$20.00 Car Savings Deposit
$20.00 House Savings Deposit
$15.00 AAA/Car Tax Savings Deposit
$75.00 cc #1 payment
$20.00 slush savings
New 52 Week Challenge Balance: $4917.02
My challenge to limit trips to convenience stores has worked out famously with only 2 trips this week as opposed to daily trips previously, sometimes multiple times per day. All other food and beverages have been brought from home, prepared at work using teabags I brought to work with me, or purchased at work using my new fountain card.
Posted in
Savings Game,
Goals,
Debt Payoff Challenge,
52 Week Challenge
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2 Comments »
November 4th, 2015 at 12:44 am
Hi, everyone.
I am still trying to come up with more ways to spend less on stuff. As you know, I have been paying more attention to stuff I spend money on, like iced tea at convenience stores and such and applying the funds I don't use for that to paying off cc #1. Today, I also discovered that at my work's cafeteria where I sometimes buy lunch and iced tea, they have something called a fountain drink card where you can buy 10 refills (you must bring a refill cup which I already have) ahead of time for $6.00 plus tax or $6.56, which comes out to about 65 cents per refill. Yea. So, I have still been resisting going to convenience stores because that is usually $1.19 to $1.30 per 32 ounce drink depending on which one I go to. But at the work cafeteria, I can use the fountain card and save a lot of money. So, I bought one and have been using it for when I do buy iced tea on work days. Of course, I am also still making tea at work and drinking that much of the time, but sometimes, I want to get out of my office and do something different for a little bit. I am going to figure out the difference between what I was paying and what I am paying now and pay that to cc #1.
Posted in
Goals,
Found Money,
Debt Payoff Challenge,
52 Week Challenge
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2 Comments »
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