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Archive for March, 2010

My Husband's Dental Problems

March 21st, 2010 at 03:31 pm

My husband is really stubborn. A few days ago, one of his teeth broke in two. We only have dental insurance on me right now, so we are in the position of trying to figure out how to fix this problem. He doesn't want to go to a local dentist and get the tooth pulled. I even told him that my dentist would probably be willing to negotiate payments with him at about $40 a month or something like that. I had to do that with them once, because my bill was more than I thought it would be. He is a disabled Army vet currently rated at 10% disabled. At his rating, the only way he can get dental care in a VA hospital is if the dental problem is the cause of some other major health problem. The closest VA hospital is a 3 hour drive away and I don't want to make that drive in the middle of the night when he finally decides to do something about it. I looked up the complications of abcessed teeth and they include pericarditis, some kind of infection of the brain, and even death. I can't believe he is willing to risk death for the possibility of having to make payments to get his tooth pulled. Anyone have any experience on how much it costs to have a tooth pulled? I think I will call my dentist tomorrow and ask about cost even though he doesn't want to do it.

Surveys That Pay

March 21st, 2010 at 01:31 am

Someone on an email listservs referred me to this survey site. I immediately set up an account and already have a balance of $2.00. It only takes $10.00 to cash in and they pay automatically through paypal once the balance reaches $10.00. This money will definitely go to my Spare Change Challenge. If you want to make more money doing surveys, click here.

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30 in 30 Days Challenge and Debt Payments

March 18th, 2010 at 04:47 pm

Well, today and tomorrow I have off from work. I have spent the entire morning decluging trash out of my bedroom. I organized all my tax paperwork from 2009 and put it away in a document folder. I also put copies of checks and bills stapled together for old medical bills into the appropriate tax year folder. My next target is my receipt drawer. I need to get rid of the debit receipts that I no longer need to keep. Obviously, certain ones I will keep.

Tomorrow, I get paid and will mail payments for hospital debts #1 and #2 and pay the cell phone bill. The rent will be due later in the month.

Oh, and I learned something very valuable. Last week, I got two survey payments totalling $11.00 which I put directly into my checking because I was anticipating the arrival of a bill for hospital debt #1 and wanted to be able to pay it ASAP. Well, I had some unexpected expenses and said survey checks wound up being what tied me over until payday. What I learned was to delay those paypal transfers until I actually have the bill in hand ready to pay it. Arrgh!

Spare Change Challenge Update

March 3rd, 2010 at 08:10 pm

Hey, I just cashed in some survey points and will get $5.00 in a few days. I will delay making a payment on hospital debt #1 until that deposit arrives.


Update: I just realized my Spare Change Challenge total was incorrect. The total amount paid off so far is $128.00, not $28.00! I was shorting myself some credit!

Spare Change Challenge Update

March 3rd, 2010 at 04:19 am

Well, I got a $7.00 survey check in the mail. It will be deposited tomorrow. On Friday, I will write a check with my regular $20.00 payment plus the $7.00 Spare Change Challenge money. This will bring the balance of hospital debt #1 to $454.58. Yes! I will meet my original goal of less than $400.00 on this debt before June even!