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Home > Archive: July, 2015
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Archive for July, 2015
July 31st, 2015 at 01:46 am
Hi, everybody. Well, it seems I have only about $243.00 left of the reimbursement and my husband and I have chosen to use it for both of us to go see a new doctor in town.
Tomorrow, I get paid and so here is my update of the 52 Week Challenge. As always, more money is going to debt, savings, and retirement.
Old 52 Week Challenge Balance: $3392.66
Car Savings $20.00
House Savings $20.00
Regular Savings $40.00
Slush Deposit $20.00
cc #1 payment $77.45
New 52 Week Challenge Balance: $3570.11
Posted in
Savings Game,
Goals,
Debt Payoff Challenge,
52 Week Challenge
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1 Comments »
July 29th, 2015 at 12:57 am
Hi, everyone. In the mail today, I got something I had actually forgotten all about, a rebate check for Dickinson's astringent for $4.99. I have already deposited it and authorized payment to cc #1. This brings my 52 Week Challenge Balance to $3302.66. Woo-Hoo!
And now for something to give you a giggle, especially if you are a Star Trek fan. This shot came from an original Star Trek series episode called "The Trouble with Tribbles" that aired in 1967.
![](https://www.savingadvice.com/blogs/image.php?blog=2844&id=13490&&)
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Found Money,
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52 Week Challenge
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1 Comments »
July 28th, 2015 at 01:11 am
Hi, everyone. I got a survey deposit from Pinecone. I will pay it directly to cc #1.
Prior 52 Week Challenge Balance: $3382.67
Pinecone Survey Deposit $5.00
New 52 Week Challenge Balance: $3387.67
Posted in
Goals,
Found Money,
Debt Payoff Challenge,
52 Week Challenge
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1 Comments »
July 24th, 2015 at 08:57 pm
Okay. I have been disbursing more of my reimbursement money, so at the bottom is an update of everything I have done so far.
Specifically what's changed is:
$50.00 cc #1 payment
$50.00 another $50 on trip out of town next week
$100.00 slush money redirected towards door bell installation
$82.63 from the other things I have not thought of category (money I spent purchasing a doorbell, transformer, and doorbell button at Home Depot)
Total done yesterday and today is $282.63 .
1118 REGULAR REIMBURSEMENT FUNDS
-50 part of trip out of town (DONE!!!)
-60 house savings (1/2 DONE!!)
-60 car savings (1/2 DONE!!)
-100 regular savings
-200 yard light/doorbell installation allocation (DONE!!!)
-100 cc #1 (DONE!!!)
-75 escrow (-20 TOWARDS THIS SO FAR!!)
-40 fun money
-100 extra slush (redirected towards yard light/doorbell) (DONE!!!)
-283 other that I have not thought of ($82.63 of this spent on buying new door bell at Home Depot)
0
This brings my 52 Week Challenge Balance up a little bit to $3382.67.
Posted in
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Found Money,
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52 Week Challenge
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1 Comments »
July 22nd, 2015 at 11:33 am
So, if you recall in my last financial post, I still had $58.00 of my $500.00 reimbursement left. Well, today I sent that to cc #1.
Also, I finally got the second part of my reimbursement in that amount of $1118.62. I have already sent $80.00 total to house, car, and escrow savings. I have also allocated $200.00 for the yard light and doorbell replacement.
$1118.62
-50 1/2 of trip to fayetteville
-60 house savings (1/2 DONE!!)
-60 car savings (1/2 DONE!!)
-100 regular savings
-200 yard light/doorbell (DONE!!!)
-100 cc #1
-75 escrow ($20 TOWARDS THIS SO FAR!!)
-40 fun money
-100 extra slush
-283 other that I have not thought of
0
Old 52 Week Challenge Balance: $2885.25
$80.00 Savings Deposits
$58.00 cc #1 payment
$200.00 set aside for home repairs/maintenance
New 52 Week Challenge Balance: $3223.25
Posted in
Savings Game,
Goals,
Found Money,
Debt Payoff Challenge,
52 Week Challenge
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0 Comments »
July 21st, 2015 at 10:23 pm
Hi, everyone. Here's an amusing typo in a headline from a news story I saw online:
![](https://www.savingadvice.com/blogs/image.php?blog=2844&id=13461&&)
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4 Comments »
July 20th, 2015 at 11:38 pm
Hi, everyone. So far, I have only received $500.00 of my total conference reimbursement (it comes from 2 different places). I had a lower balance on cc #2 that what I thought, so I have adjusted my original plan as follows.
$500.00 Total Reimbursement Part 1
$192.00 cc #2 payment (the balance is now $0!)
$ 50.00 cc #1 payment
$100.00 yard light allocation
$100.00 trip out of town at end of month allocation
So, with all of that, here is the update to my 52 Week Challenge Balance:
Prior Balance: $2443.25
Payments and Set Asides: $442.00
New 52 Week Challenge Balance: $2885.25
I still have $58.00 left out of the $500.00 after all that. I think I may put it on cc #1 because it really needs to be paid down.
This is me right now. I'm so excited!! And this is only the beginning. I have about $1100.00 coming probably tomorrow to spend on debt, savings, etc.
Click on this video of the Pointer Sisters to see just how excited I am to pay off debt and allocate funds for things that I really need.
Text is https://youtu.be/YwKRM_835uk and Link is https://youtu.be/YwKRM_835uk
Posted in
Savings Game,
Goals,
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Conference Challenge,
Debt Payoff Challenge,
52 Week Challenge
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1 Comments »
July 18th, 2015 at 10:19 pm
Hi, everyone. The first part of my conference reimbursement just came by mail today. Here is my plan for how to spend it. I have already paid all but about $300.00 of the costs from the conference trip charged to cc #2 with funds I already had saved over the last year from regular deposits, survey payments, etc., so after paying off the $300.00, the rest is gravy. One of the things I want to do is set aside some funds to replace our yard light which is currently using a mercury light and lots of kilowatts, making our electric bills higher unnecessarily.
$500 Total Reimbursement
-$100 1/2 of funds for out of trip at the end of the month
-$300 cc #2 payment
-$100 yard light allocation
0
Posted in
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Goals,
Debt Payoff Challenge,
52 Week Challenge
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1 Comments »
July 18th, 2015 at 01:49 am
Hi, everyone. I got paid again today, so more money went to credit card debt, savings, and retirement.
Prior 52 Week Challenge Balance: $2343.25
Regular Savings Deposit $40.00
cc #1 payment $40.00
slush $20.00
New 52 Week Challenge Balance: $2443.25
I will put more money into slush and credit card tomorrow.
Posted in
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Goals,
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52 Week Challenge
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0 Comments »
July 14th, 2015 at 12:12 am
Hey, everyone. My mortgage is down to $66,187.11. Woo-hoo! We have been paying the amount that we would have to pay if it were a late payment for about 4 years now and it has made a real difference in the balance. Some day, I would like to increase it, but this is management and affordable now.
I should be getting my conference reimbursement (a total of over $1600!) in the next few days and will disburse it when I get it. I have paid all but about $200 of the total trip cost on cc #2 out of money that I set aside through survey checks, rebates, and regular savings deposits. That money is a separate account than regular savings so that I don't affect other savings needs.
Posted in
Goals,
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Debt Payoff Challenge,
52 Week Challenge
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2 Comments »
July 9th, 2015 at 01:24 am
Well, this month is a three paycheck month for me, so Yay! I have a little extra money and the only thing I have to buy for the next is groceries. So, I sent an extra $60.00 to cc#1. I also put $80.00 into slush.
Old 52 Week Challenge Balance: $2203.25
cc #1 $60.00
Slush deposit $80.00
New 52 Week Challenge Balance: $2343.25
Posted in
Savings Game,
Goals,
Found Money,
Debt Payoff Challenge,
52 Week Challenge
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1 Comments »
July 3rd, 2015 at 02:00 am
Hi, everyone. Well, today was payday (I am usually paid on Fridays, but tomorrow is a holiday), so more money went to savings, debt, and retirement. Also, last Wednesday, I left on my conference trip and returned on Tuesday night. After returning, I also claimed my travel rewards on cc #2 which I used for the trip. After claiming the travel reward, I emptied out my professional account, as shown on the left to pay most of the rest of the bill. That amount covers almost everything, including what I spent on fun stuff, food, hotel, airfare, subway fare, and my share of the rental car. I will also get a reimbursement check from my employer. I am not sure of the amount yet, but in general, I plan to pay off a large amount on cc #1, put money into regular savings and house savings, and also have a outside yard light replaced with something more energy efficient. That is as specific as I can get until I know the exact amount. It may seem counter-intuitive to save my own money to pay off the purchase when I know I will get reimbursed for some of it, but the truth is the amount I get back is only guaranteed up to $500 per year for out of state travel, so I have to save some of my own money also.
Prior 52 Week Challenge Balance: $2095.25
Regular Savings Deposit: $40.00
House Savings Deposit: $20.00
Car Savings Deposit: $20.00
Travel rewards from going on conference trip $28.00
New 52 Week Challenge Balance: $2203.25
I am not counting the amount I paid out of the professional savings to cc #2 in the challenge because I already counted it. However, I will count the reimbursement once I receive it.
One more cool thing that happened recently was on the day I was returning from my conference, my husband who stayed home was supervising the installation of 3 new windows in our home.
Posted in
Goals,
Found Money,
Conference Challenge,
Debt Payoff Challenge,
52 Week Challenge
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2 Comments »
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