Happy Thanksgiving!
November 24th, 2023 at 09:24 pmHello, everyone! I hope you are all having a Happy Thanksgiving! I am thankful for my friends, family, and coworkers.
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Viewing the 'Uncategorized' CategoryHappy Thanksgiving!November 24th, 2023 at 09:24 pmHello, everyone! I hope you are all having a Happy Thanksgiving! I am thankful for my friends, family, and coworkers.
I hate the IRSJune 20th, 2022 at 01:37 pmWhen my husband and I file on February 11, we found out for the first time in forever for either us, that we owed the federal government. They said my income "went up." I think it went up about $1000, which I am not sure is enough to have to owe $400. Two days after that, something was eating at me that the return was not right, so I got out the paperwork and looked at it and it was wrong. The preparer counted my HSA distributions for qualifying medical expenses as income. I called a friend of mine who is a CFP and she confirmed that. So, we went back to the preparer the day after that to do an amended return. Then, the craziness started. We knew to expect it take longer to process an amended return. We waited about a month before checking the status online. It is now 18 weeks past that date and it still has not been processed, but I received a letter stating that we still owe for the original return. When I have called them, I always get a message that they are not available no matter what the time of day is. I did not even realize that today is a federal holiday until I called. But they are the ones who gave me the number to call. I don't know whether it is better to pay and hope that they FINALLY process the amended return or hope that I can call them. Oh, and did I mention that the payment due date is June 27? I hate the IRS. Is it time to use our alternate site?January 26th, 2020 at 03:25 amHi, everyone. With all of the problems with this site, is it time to use our alternate site? I think having communication with all of you is key to my success in paying off debt and saving money, so I would be sad if it were to end. More Progress on Debt PayoffOctober 29th, 2019 at 02:04 pmMy Top Money Saving TipsJanuary 21st, 2019 at 12:52 am1. Establish a budget in whatever format is useful to you. It should be portable enough for you to access when out shopping. I put my budget on a 4x6 index card with amounts for each category. When I exhaust a category, I line through it and write the date. Update to 2019 Financial PlanJanuary 10th, 2019 at 05:59 pmI have been having a hard time writing 2019. It does not seem like it should be 2019. Anyway, when I wrote my last entry with my 2019 Financial Plan, I put 2018. ha-ha! I have fixed it now. 2018 Financial Wins and FailsDecember 28th, 2018 at 03:33 pmWins Anyone Know How to Delete a Page From a Blog?March 26th, 2018 at 10:28 pmHi, everyone. I am doing a little maintenance on my blog today. Apparently, with a couple of my pages, I may have deleted the data, but the links still show up on the main page despite all attempts to delete them. Also, whenever I update anything lately, it seems to taking a lot of effort to do so, like saving it then at least two page refreshes to actually see it. Does anyone out there have any ideas about this? Many UpdatesFebruary 10th, 2018 at 03:00 amSorry it has been so long since I last posted. I have had so many things going on. Here's just a short list: My Money ScriptsMay 19th, 2016 at 02:34 amI decided to take a cue from Dido and find out my money scripts. What do we have to lose, as we learn more about ourselves, right? Here are my money scripts. I am very surprised, as I did not expect to do as well as this. ---------------------------------------------------- Money Avoidance = 2.00 Your score on the money avoidance scale suggests that you do not exhibit significant money avoidance beliefs. In fact, research has shown that your score on this scale is similar to those who have been identified as wealthier, wiser, and more highly educated. Money avoiders believe that money is bad or that they do not deserve it. They believe that wealthy people are greedy or corrupt, and that there is virtue in living with less money. Because of their negative associations with money and wealth, money avoiders may sabotage their financial success and/or give money away in an unconscious effort to have as little as possible. Research has shown that money avoidance scripts can be associated with ignoring bank statements, increased risk of overspending, enabling others financially, financial dependence, hoarding, and having difficulty sticking to a budget. Money Worship = 3.14 Your money worship score suggests that you do not endorse significant levels of money worship beliefs. At their core, money worshipers are convinced that the key to happiness and the solution to all of their problems is to have more money. At the same time, they believe that one can never have enough money. Individuals who score high on the in the area of money worship are more likely to have lower income, lower net worth, and credit card debt. They are also more likely to spend compulsively, hoard possessions, and put work ahead of family. They may give money to others even though they can’t afford it and are more likely to be financially dependent on others. Money Status = 1.43 Your score on the money status scale shows that you do not hold money status beliefs. Money status seekers see net-worth and self-worth as synonymous. They may pretend to have more money than they do, and as a result are at risk of overspending. They often believe that if they live a virtuous life, the universe will take care of their financial needs. They may have grown up in a household that prioritized the financial aspects of social standing. Research has shown that people with money status beliefs are at greater risk of overspending, gambling excessively, financial dependence on others, and hiding expenditures from their spouses. *Money Vigilance = 4.00 Your money vigilance score indicates that you endorse money vigilance beliefs. The money vigilant are alert, watchful, and concerned about their financial welfare. They believe it is important to save and for people to work for their money and not be given financial handouts. Research has found that higher money vigilance scores are positively associated with higher levels of financial health. The money vigilant are less likely to buy on credit. They also have a tendency to be somewhat anxious about their financial futures, inspiring them to save. While they have a tendency to be secretive about their financial status with others, they are less likely to keep financial secrets from their partners. While money vigilance encourages saving and frugality, excessive wariness or anxiety could keep someone from enjoying the benefits and sense of security that money can provide. 52 Week Challenge ProgressFebruary 2nd, 2016 at 02:03 amHi, everybody. Great News YesterdayOctober 20th, 2015 at 02:54 pmHi, everyone. Thrown for a CurveballSeptember 19th, 2015 at 02:04 amHi, everyone. Something Funny I Saw Posted OnlineJuly 21st, 2015 at 11:23 pmDisappearing Blog Posts??June 6th, 2015 at 01:46 amI have written the same exact blog post two times and two times it has disappeared. Anyone know what's up? Thanksgiving HumorNovember 25th, 2014 at 02:44 amIt's Payday Again!October 10th, 2014 at 02:54 pmHi, everyone. It's all boring here. I got paid again. The only really exciting things are that 1) my raise finally came in and 2) we are having the rest of our windows measured on Monday for replacement. |