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My Top Money Saving Tips

January 20th, 2019 at 04:52 pm

1. Establish a budget in whatever format is useful to you. It should be portable enough for you to access when out shopping. I put my budget on a 4x6 index card with amounts for each category. When I exhaust a category, I line through it and write the date.

2. Pay yourself (put money into savings and retirement) and pay all bills before buying anything else.

3. Limit most purchases to what is needed.

4. Before doing regular grocery shopping, do an inventory of all cabinets, fridge, and freezer.

5. Use cash to pay for small purchases, such as snacks from a convenience store, etc.

6. Use any remaining cash to pay towards weekly grocery tab. Pay an equal amount towards savings or debt, if you have any debt.

7. Use grocery store loyalty card to get discounts. Pay an amount equal to the coupon savings to savings or debt, if you have any debt.

I will update this as I think of more things to write.

3 Responses to “My Top Money Saving Tips”

  1. creditcardfree Says:

    Wow! You are fast. Thank you for participating. Very good tips...we may end up repeating each other!

  2. frugaltexan75 Says:

    I need to do #4 more often.

  3. crazyliblady Says:

    @frugaltexan75. Doing #4 definitely helps me save money. Otherwise, I come home with 10 things I don't need because I already have them and without the one thing I do need.

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