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Goals for 2007

December 4th, 2006 at 01:56 pm

I saw that someone else did this for their blog, so I thought it was a great idea.

1. Maintain a positive attitude about finances. However bad it seems now, I will keep my mind focused on it turning out right and being grateful for what I have.

2. Accumulate $300 in my short term and dream savings accounts combined.

3. Pay off credit card in full and then hide both cards (mine and my spouses's) in a place known only to me so it cannot be used except in extreme emergency.

4. After credit card is paid off, divide money previously paid to credit card among medical bills, short term savings, and dream savings accounts.

5. Deposit amounts for all rebates into either short term or dream savings accounts.

6. Take change out of my pockets every night and put it into my piggy. At the end of every week, be sure I have dumped all pocket change and bills into it. Deposit it into short term savings.

7. On payday, evenly divide the "remainder" left in checking from the previous payday and transfer to short term savings and dream savings accounts.

3 Responses to “Goals for 2007”

  1. tinapbeana Says:

    number 6 and 7 will make a much bigger difference than you might imagine. best of luck!

  2. Ima saver Says:

    What is your dream savings ?? Save your change, it really helps!

  3. Broken Arrow Says:

    Regarding #1, the one thing I find very encouraging about money is that any progress you make is both noticeable and even quantifiable!

    When you're dieting or exercising, for example, you know you're working out, but it's not obvious what kind of progress you've made.

    On the other hand, even if you've saved only $20, you can see that $20 in your account! Well, that's what I like about it anyway. Smile

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