I have collected coins and bills totaling $6.50 for a deposit to my checking account. When the deposit clears, I will send it directly to the credit card.

I am beginning to fell really prosperous and wealthy. I am continuing to see the debt amount coming down and down and down. It's very exciting and inspiring at the same time. I am also continuing to see my savings and retirement go up and up and up.

I just talked with the retirement guy from the company I use through my work and we adjusted my allocations to be more aggressive. I just started contributing last year and I am 36. I need to start being more aggressive with my investing since I have had a late start. I hear some investment people say you can figure in what you social security benefits will be into your "income" you will receive when you retire. I am not sure there will be social security when I retire, so I don't intend to depend on it. When my raise comes through next spring (probably about 3%), I am going to increase my retirement contributions by 1% and also my budget allocations for debt payoff and savings.