Hello, folks.
Someone else mentioned that they had used rewards points on a credit card to pay down their debt. The only things I was aware of that I could get from mine was cash (but you had to have about 10,000 points), merchandise which I have no intention of using, or useless gift cards. Well, tonight as I sit here eating my frugal tuna salad with peas, I thought "why not?". So, I logged in to see if I could use my points for anything like getting cash via paypal, check, etc. Something useful would be nice. Well, miracles, miracles. I could cash in my points and get a check or get a credit on my credit card. I could also get gift cards. I decided to go for option #2. Paying down the debt is going to give me a better return than anything else. It wasn't very much, considering the amount owed on the card, but it is something. Once it posts, I will log into networthiq and update my debt total. Cool. I feel very accomplished and blessed. Thank you to whoever mentioned that in their blog.
------------------
As an update to this, I will log in and check my rewards occasionally, and if I have enough, I will keep doing this. 
Used CC rewards for Debt Payment
January 5th, 2009 at 12:11 am
January 5th, 2009 at 01:32 am 1231119131
January 5th, 2009 at 04:04 am 1231128287