I was curious how much my net worth had changed in 2009, so I looked it up on networthiq.com. I was very surprised to find my networth has changed to the tune of a positive $10,227!!! Wow. I knew it was better, but that is amazing.

net worth in Dec 2008 - $9,335
total hospital debt $2,900
credit card debt $1,882
no savings account
retirement account $13,054

net worth in Dec 2009 - $19,562
total hospital debt $1,772
credit card debt $1,682
emergency savings account $462
house downpayment account $135
car replacement account $150
retirement account $20,759


I updated this on 12/27/2009 because I did some calculations based on my payment schedule and discovered that my payoff dates for these debts are different than I thought.

2010 Financial Goals
1. Pay Hospital Debt #1 Down to Under $400
2. Pay Hospital Debt #2 Down to $400
3. Establish $1000 Emergency Savings Balance by June and Maintain it

In February, I plan to start paying another $20 per month more on hospital debt #1. This will accelerate the debt payoff.