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March 4th, 2012 at 10:03 pm

Hello, everyone. I have been away for awhile, so that is why I have not been posting. Life has been so hectic here with my job and stuff, it has been tough to keep up.

Anyway, I am still hard at work on eliminating debt, including the credit card and mortgage. I had to basically empty the house savings and also take some out of regular savings in order to get some tuckpointing done on our house. I would have liked to have waited awhile on it, but it was very bad, and unfortunately, only a fraction of what is needed to be done. We waited until our tax return arrived ($1048) and also some survey money (can't remember the amount), then I transferred money from regular savings and house savings to checking to total $1800. That was the amount of the first price quote from a masonry contractor we got. After putting together all the money, somehow we could not get in touch with the contractor. Bad news, but we did find someone different that was highly recommended.

The quote from the second contractor was $600 LOWER than the first. Wow! We were a little cautious, though, as we wondered about the quality of his work. He finished the job and it is superior to say the least - well worth $1200, so we are very pleased and told him we would contact him again in about 6 months or so to begin work on another section of the house.

With some of that "excess" $600, I paid off 3 small bills which will help to free up some cash on a monthly basis to pay off other things. The rest I put back into the house account. I will update the balance in a day or two.

Well, in order to keep pounding away at paying off debt and getting home maintenance done, I have to lower expenses, especially for food. I have been growing some herbs for cooking in a small terrarium. I am working on creating compost in the backyard and will be planting some organic tomatoes, carrots, kale, squash, and cucumber in the spring. I would eventually like to not have to go to the grocery store for produce. This will save serious money, not to mention make sure that I get healthy produce.

I am also giving up drinking soda for the sake of my health, but also money. I will be drinking more green tea, water, and homemade juice instead.

I am also continuing my food challenge. Here are my meals for the week. There is enough here that I will likely have leftovers for next week.

1) Chicken salad - 17 ounces canned chicken (1 can of 12 ounces and 1 can of 5 ounces), 3 tbsp of generic Miracle Whip, 1 bunch of chopped up green onion, and a sprinkle of cayenne pepper. I had actually planned on making chicken soup, but decided I wanted something different. I had bought too much green onion and this turned out to be just the ticket to use it up. (3 meals)

2) Black Bean Soup - 1 pound dried black beans, 1 large onion, 1 bunch chopped green onion, 1 can drained diced tomatoes, 1/4 cup of parsley, 1 tbsp cumin, 1 tbsp cayenne pepper, sea salt, black pepper, and 1 can refried beans. (8 meals) I base this soup on this recipe, but I use chicken broth and also add 1 can diced tomatoes and 1 can of refried beans to thicken the soup:

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3)Eggs and Sausage - (3 meals)

4)Whole grain oatmeal with flaxseeds, almond milk, raisins, and honey (4 meals)

5) Hamburger patty with ketchup and a side of veggies (1 meal)

6) Meatloaf (1 meal)

7) Spaghetti with meat sauce (2 meals) - I eat mine with brown rice.

8) Tuna salad with carrot sticks and gluten free crackers. Side of apple or orange. (2 meals)

Oh, we also won $4.00 on Powerball. I cashed that in for cash. I also took a bunch of spare change to the Coinstar and cashed it in. It totals up to $8.00, which I will deposit to regular savings. I am also depositing $100 to the professional account for a conference I will attend in April and $40 to the car account.

1 Responses to “Update”

  1. Jerry Says:

    I agree that water, tea, and homemade juices offer insurance of better health and also better finances... soda can lead to health problems in so many ways, even diet sodas. Good for you on making the change!

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