<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Extra Payday in August

Extra Payday in August

July 21st, 2012 at 09:38 pm

I get paid every 2 weeks, which sometimes means I have 3 paydays in one month. I still only have 1 month's worth of expenses, so I have decided to make a plan on how to spend it wisely. Here is what I am planning for my August paydays:

1) $00 to regular savings
$100 to house savings
$100 to car savings
$150 set aside for cc #2 (not paid til later in month)
$200 set aside for mortgage
$240 for groceries
$30 gas for car
$57 gas bill
$7 cigarettes (not mine, hubby's)
$45 chiropractor visit
$40 lawn mowing
$100 Miscellaneous
TOTAL $1069.00

2) $00 to regular savings
$100 to house savings
$100 to car savings
$150 set aside for cc #2 (not paid til later in month)
$200 set aside for mortgage
$240 for groceries
$30 gas for car
$152 electric bill
$40 lawn mowing
$37 trash bill (billed bi-monthly)
$7 cigarettes
$45 chiropractor visit
$40 lawn mowing
$100 Miscellaneous
TOTAL $1241.00


3) $00 to regular savings
$100 to house savings
$100 to car savings
$150 set aside for cc #2 (not paid til later in month)
$200 set aside for mortgage
$240 for groceries
$30 gas for car
$50 water bill
$7 cigarettes
$40 lawn mowing
$80 internet and landline phone bill
$100 Miscellaneous
TOTAL $1097.00

Posted in Savings Game, Goals, Debt Payoff Challenge, 30 in 30 Days Challenge | 7 Comments »

7 Responses to “Extra Payday in August”

  1. CB in the City Says:
    July 22nd, 2012 at 03:12 pm 1342969963
    1342969963

    One disappointment with getting paid once a month is never getting that bonus month where you get a little more! On the other hand, I find budgeting easier with a once-a-month paycheck.

  2. Jerry Says:
    July 22nd, 2012 at 07:44 pm 1342986285
    1342986285

    I like how you have separate savings accounts for each item, that leads to better organization and makes more sense than just one "savings" account. It also offers some insurance that you know exactly where you stand on each item. Good job with the budget!
    Jerry

  3. crazyliblady Says:
    July 22nd, 2012 at 11:27 pm 1342999632
    1342999632

    Absolutely. Thank you, Jerry. It helps me a lot so I don't have to remember I have xxx for the car and xxxx for the house, etc.

  4. crazyliblady Says:
    July 27th, 2012 at 09:49 pm 1343425758
    1343425758

    I am changing up my plan to reflect my desire to massively attack the cc #2 debt.

  5. Jerry Says:
    July 30th, 2012 at 12:40 pm 1343652011
    1343652011

    Hey, by the way, is your chiro visit covered by insurance, or is that $45 simply what s/he charges for an office visit? The differences in office visit charges can lead to something pretty significant sometimes. We had one DC in New England who charged about half what another guy in the next town charged... and he was better in some ways!
    Jerry

  6. crazyliblady Says:
    July 30th, 2012 at 01:17 pm 1343654251
    1343654251

    @Jerry. Unfortunately, the chiro visit is not covered. Sometimes, she does actual chiro therapy on me and it is covered. But for the most part, she does acupuncture which is not covered. My insurance company is all too happy to pay for what I call "disease care" (inhalers, antibiotics, allergy shots, and various other drugs). But, I found after awhile, that stuff actually made me sicker. Acupuncture, nutritional therapy, chiropractic, exercise, and drinking 3 liters of water a day make me feel well. Oh, I go to this chiropractor specifically because of her training in chiropractic, nutrition, and acupuncture. No one else here has that.

  7. rob62521 Says:
    August 2nd, 2012 at 03:24 pm 1343921097
    1343921097

    You sound very organized. Good job!

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
*
Will not be published.
   

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]