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Assessment on 2012 Goals Progress

September 15th, 2012 at 02:45 pm

1. Pay Down Credit Card to $300.00 by 12/31/2012

As of 9/15/2012, one credit is about $1900 and the other is $795. This was due to purchasing of a dishwasher and new computer. Both were about the die and I knew the savings would not cover it. Ugh. Ugly. I will continue to keep both cards open and pay down the debt aggressively.

2. Bring car savings account up to $2000.00 by 12/31/2012. As of 9/15/2012, this account is $1006.85. Not great, but better than nothing.

3. Complete some minor, and major, maintenance on the house. We have succeed in some minor maintenance/repairs, including getting a brick mailbox enclosure built, fixing a plumbing leak in the kitchen, and getting a new faucet installed.

4. Increase house savings account. As of 9/15/2012, it is $113.04. I spent some out of this account for maintenance on the house, so it is down, but I will get it back up again.

5. Reduce unnecessary spending.
I am having a lot of trouble with this one, but have reduced the average monthly amount spent on groceries from $700 to around $480 or so. Major progress. That savings is being split up between the credit cards and the house and car savings accounts. I'm also working out a way to spend less on daily sodas/tea that will also result in greater health.

All right, friends and neighbors, I have A LOT of work to do.

2 Responses to “Assessment on 2012 Goals Progress”

  1. FrugalTexan75 Says:

    Progress, not perfection. Big Grin

  2. Jerry Says:

    You are so right about the daily sodas and teas that lead to health sequelae... simply replacing those with other beverages can offer some insurance of less money drain and better health overall. Good luck!

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