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52 Week Challenge Progress

January 31st, 2016 at 01:40 pm

Hello, everyone.

I feel so blessed. I use cc #2 monthly for paying one bill. We also occasionally charge other things to it and it has rewards points which you can cash in for credit, a check, gift cards, etc. I don't like gift cards because they sometimes have fees attached to them or are limited to a specific store. They also have expiration dates and I don't have the time to keep up with such things. I would rather have a credit on the account if I have a balance or a check that I can deposit and spend however I want to. Today, I logged into the account and found that I had 5,000 rewards points. I cashed them in for a credit on the account because I currently have a balance. I am counting this as found money on my 52 week challenge.

Old 52 Week Challenge Balance $573.04

cc #2 rewards points $25.34

New 52 Week Challenge Balance $598.44

2 Responses to “52 Week Challenge Progress”

  1. creditcardfree Says:

    Most gift cards offered by credit card companies do not expire. And yes, they would be for a specific store. Often these can be more valuable. Same points, but more value. We all have our own reasons for choosing what we do, right? Enjoy your rewards!

  2. Amber Says:

    Way to go!

    I understand in reference to the gift cards. I purchased one today for $25 and was charged $4.95 additional, I'm assuming because we bought the visa one.

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