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Viewing the 'Debt Payoff Challenge' Category

52 Week Challenge Progress and Shopping Success

March 26th, 2016 at 01:57 pm

Hi, everyone.

I did my grocery shopping today and saved a total of $19.08.

Old 52 Week Challenge Balance: $1271.82

Pocket Change Paid to Grocery Bill $.01
Penny Found On the Ground Paid to Grocery Bill $.01
Savings From Shopper Card and Coupons $19.06

New 52 Week Challenge Balance: $1290.90

After getting home from the store, I sent $19.08 to cc #1.

Payday and 52 Week Challenge Progress

March 25th, 2016 at 03:58 am

Hi, everyone. I have been paid today, so I have allocated more money for debt, savings, retirement, and bills. Here are my numbers.

Old 52 Week Challenge Balance: $1091.82

Regular Savings Deposit $40.00
Car Savings Deposit $20.00
House Savings Deposit $20.00
Professional Savings Deposit $40.00
Slush Deposit $20.00
cc #1 payment $40.00

New 52 Week Challenge Balance: $1271.82

I should be getting my Toluna check any time. It is for $25.00. I previously wanted to use it for cc #1, but I will be attending a conference in a nearby town in April. I have most of the funds set aside already in professional savings, but need more. I really did not think I was going to get to go. I am also going to pay whatever savings I have at the grocery store to cc #1. I will also use some spare change to pay some on the grocery bill and do the same with it.

Mortgage is Down!

March 18th, 2016 at 05:07 pm

Hi, everyone!

My mortgage is now under $65K! Woo-Hoo!

Payday and 52 Week Challenge Progress

March 12th, 2016 at 12:49 pm

Hi, everyone. I got paid yesterday and so more money went to make payments on debt, retirement contributions, and bills. Here are my numbers so far.

Old 52 Week Challenge Balance: $925.82

slush fund deposit $20.00
regular savings deposit $40.00
house savings deposit $25.00
car savings deposit $25.00
professional savings deposit $20.00
escrow savings deposit $3.00
hvac savings deposit $3.00
extra on shoe allocation sent to cc #1 $30.00

New 52 Week Challenge Balance: $1091.82

And in other excellent news, I really, really needed a new pair of Asics tennis shoes. Because of feet and leg problems, they are the only shoes I wear and mine are about 1 year old. My husband found a new pair of all black ones on Ebay for $59.99 with free shipping. This is a pair of shoes that normally costs around $150.00 in the store, but I usually look for last year's model. I had allocated $90.00 for the purchase already, so after looking at my budget, I plan to put the rest on cc #1.

52 Week Challenge Progress

March 8th, 2016 at 06:26 pm

Hi, everyone.

I got a deposit of $3.00 from Pinecone today. I am sending it right away to cc #1 before I have a chance to spend it on shinies.

Old 52 Week Challenge Balance: $922.82

$3.00 Pinecone deposit

New 52 Week Challenge Balance: $925.82


This also brings cc #1 to an all time low balance of $3615.25.

More Snowflakes Coming Soon...

March 7th, 2016 at 08:50 am

Hi, everyone. And they just keep on a rollin' in. I cashed in points at epoll.com and Pinecone.

From epoll.com, I will get $5.00, and from Pinecone, $3.00.

That's a total of $33.00 pending on the 52 Week Challenge because I also have $25.00 coming from Toluna.

Woo-Hoo!

52 Week Challenge Progress

March 5th, 2016 at 12:11 pm

Hi, everyone.

I cashed in my Toluna points for a $25.00 check. I guess I will probably get it in a few weeks or so and send it to cc #1. I will count it on the challenge it when I get it.

This is cool. Big Grin

52 Week Challenge Progress

March 4th, 2016 at 04:40 am

Hi, everyone. I finally got my mrrebates deposit of $10.98. I sent it immediately to cc #1.

My cc #1 balance is now $3618.25! Woo-Hoo!


Prior 52 Week Challenge Balance: $911.84

mrrebates $10.98

New 52 Week Challenge Balance: $922.82



I will be going to a professional conference for 2 days in April. It is in-state, so the only travel is by car and my employer can loan me a vehicle. So, my expenses will likely be the following:

$60.00 conference registration
$80.00 estimate for food
$100-$200 for hotel (I am not sure if it will 1 or 2 nights)

52 Week Challenge Progress

March 1st, 2016 at 03:55 am

Hi, everyone. I hope everything is going great with all of you on this March 1st. My DH got his paycheck today, so part of it goes to pay a couple of bills, but we send $66.70 of it to cc #1. This is what is making me so excited. This is the lowest cc #1 has been at in over a year!

Prior 52 Week Challenge Balance: $845.14

DH's payment to cc #1 $66.70

New 52 Week Challenge Balance: $911.84

This brings the balance of cc #1 to $3629.23. Woo-Hoo!

52 Week Challenge Progress

February 27th, 2016 at 07:38 pm

Old 52 Week Challenge Balance: $835.14

Pinecone deposit paid to cc #1 $3.00
Spent pocket change on part of grocery bill, so I am making matching payment to cc #1 $7.00

New 52 Week Challenge Balance $845.14

Tuesday is my husband's monthly payday, so he will be making a payment to cc #1 also. I will also get a deposit from mrrebates for almost $11.00 that I will send directly to cc #1.

Woo-hoo! It just keeps rollin' on in!

Another Payday and 52 Week Challenge Progress

February 25th, 2016 at 05:07 pm

Hi, everyone. I get paid again tomorrow, so I have already allocated funds to go to savings, debt, and bills. My retirement comes out of my pay before I see it.

Old 52 Week Challenge Balance $678.14

Deposit to Car Savings $20.00
Deposit to Regular Savings $40.00
Deposit to House Savings $20.00
Deposit to Professional Savings $20.00
Deposit to HVAC savings (eventual replacement) $3.00
Deposit to AAA/property tax savings $4.00
cc #1 payment $50.00

New 52 Week Challenge Balance $835.14

I found a penny in my desk at work today. I will use it to pay part of my grocery bill Saturday.

I am going to do a pantry challenge, as I think I have been spending too much on food and need to scale back to pay more on debt. I have been really busy and stressed out with a big project at work, the biggest part of which will not end until about the beginning of April. In an effort to keep myself sane, I need to get out of my building at lunch and think about something else. I need to find a way to do that involves buying less stuff when I do it. I can't do the usually obvious things like bringing a sandwich or some kind of pasta/rice dish from home, as I can't eat grains. I think I will try to do something like buying a vegetarian salad and taking a package of tuna and some fruit with me. That makes my salad at least $1.00 cheaper. I can also use my fountain card (I already do most of the time). This strategy should help me to still say sane and get a break from work while also not breaking my budget. Big Grin

52 Week Challenge Progress

February 19th, 2016 at 03:23 pm

Hi, everyone. I have been using my fountain card more this work and thus, saving even more money, so I am sending more to cc #1 just because I can. I love that.

Old 52 Week Challenge Balance $673.14

cc #1 extra payment $5.00

New 52 Week Challenge Balance $678.14

Woo-HOO!

Tomorrow, I will be using some pocket change to pay for part of my grocery bill. I will send an amount equal to that to cc #1. I have no idea how much it is. I love playing these games.

Item #5 on my goals list is well under way. I have been growing kale and green onions all winter and they are still growing. I had arugula and lettuce for awhile, too, but eventually, they died. Too cold, I guess. Right now, I have more seeds on my back porch being warmed by a warming device usually used for keeping lizards warm, but it was the best thing I could find for sprouting seeds. It seems to work well, as I already have calendula and bee balm (both herbs) sprouting. I also have tomato seeds, but no sprouts yet.

Payday and 52 Week Challenge Progress

February 11th, 2016 at 09:01 pm

Hi, everyone. I get paid tomorrow, so I am bringing my numbers up to date here.

Old 52 Week Challenge Balance: $673.14


cc #1 extra payment from tax refund $465.86

cc #1 extra payment from pinecone deposit $3.00

deposit to slush $20.00

regular savings deposit $40.00

car savings deposit $20.00

house savings deposit $20.00

HVAC savings deposit $2.00

AAA/car tax savings $3.00


New 52 Week Challenge Balance: $1247.00

WOO-HOO!

I think this will bring cc #1 balance to $3716.54. That's a lot lower than it has been in a long time.

I also cashed in my rebates at mrrebates. It was almost $11.00. I will get it at the beginning of March and count it towards the challenge then.